Independent · Fiduciary · Fee-Only
We build personalized financial plans around your goals — not our product shelf. As a fee-only fiduciary firm, our advice is always in your best interest.
What We Do
We offer coordinated planning across the areas that matter most to your financial life.
Income strategies, Social Security optimization, and 401(k) rollover guidance designed to sustain your lifestyle for decades.
Risk-aligned portfolio construction and disciplined rebalancing, with full transparency on every holding and fee.
Trust coordination, beneficiary reviews, and legacy strategies to protect what you've built and pass it on with intention.
Tax-efficient investing, Roth conversion analysis, and charitable giving plans that keep more of your wealth working for you.
Our Philosophy
Most financial advisors are salespeople in disguise. We operate differently. As a fiduciary firm, we're legally and ethically required to act in your interest — always. We don't earn commissions, accept referral fees, or recommend products we're paid to promote.
We get to know your complete picture: your income, your family, your goals, and your anxiety. Then we build a plan that actually fits your life.
We are legally obligated to prioritize your interests. No exceptions, no fine print.
Every client has a unique situation. Your plan reflects that — not a cookie-cutter model.
You'll always know exactly what you pay us and what you get in return. No hidden fees.
Meet the Team
Founder & Lead Advisor
"I started Crestline because I wanted to build a firm I'd actually want to work with myself. One where the advice is honest, the fees are clear, and the advisor stays with you through every life change."
Margaret has 18 years of experience in financial planning, with particular depth in pre-retirement income strategies and estate coordination. She founded Crestline in 2012 after a decade at a national wire house, determined to offer clients the independence that large firms can't.
Meet the Full TeamClient Stories
"We came to Crestline three years before retirement with no real plan. Margaret walked us through everything — when to take Social Security, how to sequence our withdrawals, what to do with the pension. We retired on schedule and have not worried once since."
"I sold my company two years ago and suddenly had more money than I knew what to do with. Crestline helped me think through taxes on the sale, set up a giving strategy, and build a portfolio that makes sense for where I am now. They speak plainly, which I appreciate."
"I inherited a significant sum after losing my mother and was overwhelmed. Crestline handled the entire transition with patience and care. They never pushed products, never rushed me, and helped me understand every decision. I feel confident for the first time in years."
Get Started
We spend the first meeting listening. No sales pitch, no pressure. Just an honest conversation about where you are and where you want to go.